03 Jul
Consumer Portfolio Risk Officer I
North Carolina, Winston-salem , 27101 Winston-salem USA

Req ID: R0061770The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.Need Help?If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email toAccessibilityor call 877-891-2510 (accommodation requests only; other inquiries won't receive a response).Regular or Temporary:RegularLanguage Fluency: English (Required)Work Shift:1st shift (United States of America)Please review the following job description:Assist with strengthening portfolio performance via portfolio management activities for direct to consumer lending (including mass affluent banking). Execute on line review, securities collateral management, subordination, modification, and other servicing activities for the bank's direct to consumer segment to ensure comprehensive, systematic risk management consistent with the Bank's defined risk appetite and framework.Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.Translate risk appetite into prudent risk processes through effective policies, procedures and limits.

Execute on daily, weekly, and monthly tasks related to portfolio management such as running databases, producing reports, and evaluating lines of credit for suspension.

Decision requests for subordinations, modifications, and line of credit reinstatements.

Provide "end-to-end" execution of risk analytics projects, including support for resulting implementation/ systems projects.

Ensure accurate collateral monitoring and timely reporting for the collateral monitoring system.

Communicate and coordinate with the Retail Community Bank for additional client information, recommendations for account status changes, restructure, preparation and processing of adverse action notices, and responses to client inquiries regarding account changes.

Conduct special projects as requested, such as guideline assisting underwriting when necessary, reviewing the loan servicing platform for issues, and special risk analysis.

Monitor the review of lines of credit to ensure consistency in the Line Review process.

QUALIFICATIONSRequired Qualifications:The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Bachelor's degree in Business or related field, equivalent education, or related training

5+ years of large bank experience with emphasis in loan administration and credit risk management

Strong credit and analytical skills

Strong verbal and written communication skills

Knowledge of bank operations/systems

Experience in a multi-project work environment

Preferred Qualifications:Master's degree, equivalent additional education or related training

Graduate of higher level banking school or involvement in industry groups

Truist supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify© 2017 SunTrust Banks, Inc. All rights reserved.SunTrust is federally registered service marks of SunTrust Banks, Inc.

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