ACH Specialist Lead
ACH Specialist IIIThe ACH Specialist III acts as the operational assistant lead for ACH and is responsible for processing and managing Automated Clearing House (ACH) transactions, ensuring accuracy and compliance with banking regulations and internal policies. This role requires meticulous attention to detail and the ability to work efficiently in a fast-paced financial environment, contributing to the seamless execution of electronic funds transfers and maintaining customer satisfaction.Key Responsibilities and Duties
Provides internal department coverage to maintain daily operations during periods of staff shortages and time-off.
Understands and adheres to the following Regulations: Reg E; Reg J; Reg CC; Uniform Commercial Code (UCC) Article 4A; OFAC; Bank Secrecy Act/Anti-Money Laundering (BSA/AML); Operating Circular 4, 5, and 6; Title 31 CFR Subpart B; Green Book; OCC 235; and NACHA operating Rules.
Assists the ACH Manager to coordinate responses to requests from Internal Audit, Risk Management, and Compliance departments, as well as external regulators (FDIC, The Clearing House, etc.)
Responsible for the accurate and timely processing of ACH origination and receipt.
Manages assigned daily work, while assisting with ACH related projects for system or bank conversions.
Processes ACH Positive Pay exceptions and communicates with customers to ensure daily deadline is met.
Coordinates daily ACH Origination process to ensure all files are processed. This includes, but is not limited to, monitoring reports for duplicates, limit exceptions, and errors. Works with the appropriate department(s) to resolve any issues related to client origination files prior to daily cutoff.
Works closely with Accounting to resolve general ledger accounts out of balance.
Resolves all incoming ACH Returns and NOC items, to ensure timely settlement and client notification.
Reviews International ACH transactions for proper OFAC screening daily.
Educational Requirements
Vocational and/or Technical Education Preferred
Work Experience
3+ Years Required; 5+ Years Preferred
Physical Requirements
Physical Requirements: Sedentary Work
Career Level4ICPreferred Qualifications
5+ years of ACH payment operations
2+ years of experience managing indirect reports.
Ability to manage team workflow.
AAP Certification
APRP Certification
Strong communication and multi-tasking skills
Considering candidates in a remote or hybrid work persona.
Working hours: 8:00am - 5:00pm PST / 11:00am - 8:00pm EST
Posting End Date: 10/21/24Company SummaryEverBank provides nationwide banking services to consumer and commercial clients through a variety of channels, including online and mobile applications, as well as its Florida-based financial centers.VEVRAA Federal ContractorBenefits SummaryEverBank is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. EverBank strives to pay wages competitive with those prevailing in our geographic areas and industry.EverBank's Total Rewards package includes superior benefits such as, health, wellness and work life offerings that can help you achieve and maintain your best possible physical, emotional and financial well-being.EverBank prohibits pay discrimination on the basis of any protected characteristic.EverBank may require a background check as a condition of employment. Qualified applicants with arrest and/or conviction records will be considered in accordance with applicable federal, state, and local laws and regulations, including, but not limited to, any laws and regulations specifically pertaining to banks and federal contractors.EverBank seeks priority referrals of protected veterans for jobs at all locations within the state.Pay Range $25 - $34EEO StatementEverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.Pay Transparency Non-Discrimination ProvisionWe will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information. If you believe that you have experienced discrimination, contact OFCCP at 1.800.397.6251. TTY 1.877.889.5627. www.dol.gov/ofccp (https://urldefense.com/v3/http:/www.dol.gov/ofccp;L8-7AA!WETVLfn333rqXNYi0-qITSUktDEWiFnQqvstF1J-gO8B03ANdCf4ucPkrvzeJpXk8bwyTvLqjEa8-JEpoxwcjXaB$) .Machine Readable FilesThe Transparency in Coverage Final Rules require certain group health plans to disclose on a public website information regarding in-network provider rates and historical out-of-network allowed amounts and billed charges for covered items and services in two separate machine-readable files (MRFs). The MRFs for the benefit package options under are linked below:Machine Readable Files (MRFs) - Aetna