Enterprise SF Risk - Loan Quality Compliance - Senior Associate (Flexible Hybrid)

As a valued colleague on our team, you will contribute with reviewing appraisals and collateral loan documents for quality assurance, misrepresentation, fraud, and adherence to policy requirements. In this position, you will report on collateral quality, collaborate with internal policy and strategy teams, communicate loan defects to stakeholders, work with lenders and internal partners to resolve issues, and provide feedback to the appraisal industry and state licensing agencies.

THE IMPACT YOU WILL MAKE

The Enterprise SF Risk - Loan Quality Compliance - Senior Associate role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:Perform forensic reviews on appraisals and relevant loan file documents. Identify potential risks and ensure compliance with Fannie Mae eligibility requirements using professional judgment and expertise, as well as loan file documentation, such as: internal and external property valuation tools, appraisals, public records, and local authorities. Determine the corresponding impact on value and delivery.Prepare defendable repurchase request reports/documentation upon determining a delivery did not meet eligibility requirements noting the specific Fannie Mae Selling Guide violation(s). Work with lenders to resolve complicated repurchase or make whole requests, as well as investigate lender responses. Review work of internal teams for compliance with internal collateral standards and quality assurance, and analyze and report on loan quality issues.Communicate professionally with lenders and external appraisers about deficiencies and areas for improvement Collaborate effectively with internal partners to identify lender challenges and suggest policy or process changes.