Alternative Mortgage Originator
The Impact of High Interest Rates on the Mortgage Industry
The rising interest rates have had a significant impact on the mortgage industry. Many conventional lenders and brokers who thrived during the refinance boom are now struggling to survive, as their business models relied solely on offering conventional loan products and competing on interest rates.
At Pacificwide Lending, we take a different approach. Instead of focusing solely on interest rates, we prioritize excellent service and offer a diverse range of loan programs tailored to help our clients achieve their investment goals. Unlike most lenders and banks, we specialize in financing solutions that others won’t provide.
Our Loan Programs Include but not limited to the followings:
Rental Income Loans – No tax returns or W-2s required, using rental income instead.
Owner-Occupied Home Loans – Income can be established using 12 months of bank statements or even with employer statement.
Bridge Loans – Fast closings within a few days, even without an appraisal. Our clients gain a competitive edge in bidding wars with our quick funding.
Commercial Loans – We finance various property types, including multi-unit residential, office buildings, warehouses, retail centers, shopping malls, gas stations, elder care facilities, retirement homes, and lot loans. We also offer ground-up construction loans for builders and investors.
10% Down Owner-User Commercial Loans & SBA Loans – Ideal for business owners looking to acquire commercial properties.
Reverse Mortgages – Designed for individuals aged 55 and older. in which no monthly mortgage needed.
Business Loans – Minimal documentation required: just four months of business bank statements and a one-page application. Clients receive offers within 24-48 hours, and best of all, these are non-recourse loans (no asset collateral required).
Why Work With Us?
We have an exceptional processing team dedicated to closing deals quickly and efficiently, minimizing the workload for our loan officers.
Recently, we successfully closed an RV park purchase loan and a 30+ unit apartment complex construction loan. We are currently working on multiple elder care facility loans, with loan amounts in the tens of millions of dollars. Another ground-up construction project is work in the progress.
We are licensed in California, Texas, Florida, and Colorado and are expanding into Washington, Nevada, and Arizona.
Who Should Apply?
We are looking for ambitious professionals who are serious about building a career in mortgage lending and making significant income.
Qualifications:
Hold or plan to obtain a mortgage and real estate license.
Possess an entrepreneurial spirit and actively pursue business opportunities.
Ambitious and eager for future growth.
Have a "can-do" attitude and a positive mindset.
Work well in a team environment and enjoy helping others.
Have a teachable attitude and a strong desire to learn.
Responsibilities:
Market our loan products to potential clients.
Build relationships by visiting real estate offices, attending events, and networking.
Follow up with leads through calls, emails, and in-person meetings.
Originate and process loan applications.
If you are motivated and ready to succeed, we want to hear from you. Contact us today!