Risk & Underwriting Lead Analyst - Express Scripts - Hybrid

Job SummaryThe Risk and Underwriting Lead Analyst, Retail Network will partner with other Supply Chain teams and cross-functional stakeholders to strategize and deliver client-specific retail network modeling optimization for new business, market checks and renewals. These teams include: Retail Network Underwriting Analysis, Product, Sales & Account Management (SAM), Core Underwriting, Next Generation Engine (NGE) Support among others. As a part of this team, the Lead Analyst will work with leadership to identify and drive not only modeling improvements but also overall process improvements in the retail network and Supply Chain areas. Internally recognized and trusted as the retail network subject matter expert.Essential Functions

Collaborate with SAM and Core Underwriting teams to understand current client financial position, RFP requirements and retail network approach as well as strategic options for market checks, renewals and new business

Ideate and propose strategic retail network optimization opportunities and understand long-term benefits and challenges associated with those optimization opportunities

Support Retail Underwriting team leadership by reviewing key / complex client retail network modeling and "translating" modeling primary components and assumptions into concise and understandable format and messaging for leadership reviews and Pricing Committee

Evaluate client data, create scenarios, and provide expert modeling and guidance for existing and new clients in alignment with department strategic objectives that drive value to both clients and Express Scripts

In collaboration with Retail Underwriting leadership, Core Underwriting and SAM, discuss any potential custom or narrow network options under evaluation to ensure that all modeling and requirements of these networks are accurately represented and in alignment with provider contracts

Partner with Core Underwriting to analyze the financial impact of client requested network changes to both the client and Express Scripts

Strategize with cross-functional areas of Express Scripts, including but not limited to Account Management, Core Underwriting, Product, Finance, and New Sales

Participate in interdepartmental team calls as required to discuss retail network financials

Assist in documenting best practices / SOPs for retail network modeling team

Assist with optimization of work processes for retail modeling strategies and achievement of department goals

Work on special projects and presentations as needed for the Retail Underwriting team

Qualifications

Bachelor’s degree in Finance, Statistics, Mathematics, Economics, or equivalent work experience

1-3 years of extensive experience in Healthcare, Financial Analysis, or related area

Proficient with Microsoft Excel; Experience with SQL/SAS/Access a plus

Demonstrate modeling, trending and forecasting skills; client guarantee underwriting knowledge preferred

Demonstrate initiative with commitment and ability to work under pressure and meet tight deadlines

Proven ability to work collaboratively in complex matrix organizations and agile teams

Blend creativity, relentless problem-solving and business acumen to drive innovation through analytics

Strong verbal/written communication skills to work with various matrix partners

Knowledge of PBM or Healthcare industry preferred

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.About Evernorth Health ServicesEvernorth Health Services, a division of The Cigna Group, creates pharmacy, care and benefit solutions to improve health and increase vitality. We relentlessly innovate to make the prediction, prevention and treatment of illness and disease more accessible to millions of people. Join us in driving growth and improving lives.Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.If you require reasonable accommodation in completing the online application process, please email: SeeYourself@cigna.com for support. Do not email SeeYourself@cigna.com for an update on your application or to provide your resume as you will not receive a response.The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.